FIRE Calculator
FIRE Number Calculator
Plan your journey to Financial Independence using the 4% rule
✓100% Halal - No Interest Calculations
Your Information
Your current monthly living expenses
Your current investment portfolio value
Amount you can invest monthly
PSX historical average: 15-20% annually
Your FIRE Number
Rs 15,000,000
Based on 4% withdrawal rule (25x annual expenses)
Annual Expenses: Rs 600,000
Your Progress
Progress to FIRE100.0%
Rs 39,402,536
Projected Portfolio
20 years
Time to Target Age
Analysis
✅On Track to FIRE!
You're projected to have Rs 24,402,536 surplus by age 45. You could potentially retire 14.0 years earlier!
Current Savings Growth
Rs 100,000 → Rs 1,971,549
Monthly SIP Growth
Rs 25,000/month → Rs 37,430,987
FIRE Tips for Pakistan
Invest in PSX
Pakistan Stock Exchange has delivered 15-20% annual returns historically
🏠
Real Estate
Consider REITs or direct property investment for diversification
Increase Income
Focus on skills development and side businesses to boost savings rate
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Halal Investing
Stick to Shariah-compliant stocks and avoid interest-based investments
SIP Strategy
Regular monthly investing reduces market timing risk
Stay Disciplined
Consistency and patience are key to achieving FIRE