Terms of Service

Agreement to Terms

By accessing and using FalahFlow ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

These Terms of Service ("Terms") govern your use of our financial platform and services.

Description of Service

FalahFlow is a financial technology platform that provides:

• Real-time stock market data and analysis
• Portfolio tracking and management tools
• Financial calculators and planning tools
• Market research and screening capabilities
• Educational content and financial insights

Our services are designed for informational and educational purposes only.

Financial Advice Disclaimer

By using our service, you acknowledge and agree that:

• We are not licensed financial advisors or brokers
• Information provided should not be considered as investment advice
• You are responsible for your own investment decisions
• Past performance does not guarantee future results
• You should consult qualified professionals before making investment decisions

Investment Risk Warnings

You understand and accept that:

• Stock prices can go down as well as up
• Market volatility can result in significant losses
• Past performance is not indicative of future results
• Currency fluctuations may affect investment returns
• Economic and political factors can impact markets

Data Accuracy and Reliability

While we strive to provide accurate and up-to-date information, you acknowledge that:

• Market data may be delayed or contain errors
• Information is provided "as is" without warranties
• We are not responsible for decisions based on our data
• You should verify information from multiple sources
• Technical issues may affect data availability

User Accounts and Responsibilities

Account Creation

To access certain features, you may need to create an account. You agree to:

• Provide accurate and complete information
• Maintain the security of your account credentials
• Notify us immediately of any unauthorized access
• Accept responsibility for all activities under your account

Acceptable Use

You agree not to:

• Use the service for illegal or unauthorized purposes
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt the service
• Share your account credentials with others
• Use automated systems to access our services

Intellectual Property

The Service and its original content, features, and functionality are owned by FalahFlow and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works without our explicit written permission.

Third-Party Services and Links

Our service may contain links to third-party websites or services. We are not responsible for:

• The content or accuracy of third-party sites
• The privacy practices of external services
• Any damages resulting from third-party services
• The availability of external resources

Service Availability and Modifications

We strive to maintain high service availability but cannot guarantee:

• Uninterrupted access to our services
• Error-free operation at all times
• Immediate resolution of technical issues
• Compatibility with all devices and browsers

We reserve the right to modify, suspend, or discontinue any part of our service with reasonable notice.

Limitation of Liability

To the maximum extent permitted by law, FalahFlow shall not be liable for:

• Direct, indirect, incidental, or consequential damages
• Loss of profits, data, or business opportunities
• Damages resulting from investment decisions
• Service interruptions or technical failures
• Third-party actions or content

Our total liability shall not exceed the amount paid by you for our services in the 12 months preceding the claim.

Indemnification

You agree to indemnify and hold harmless FalahFlow from any claims, damages, losses, or expenses arising from your use of our services, violation of these terms, or infringement of any rights.

Termination

We may terminate or suspend your access to our services immediately, without prior notice, for any reason, including breach of these Terms.

Upon termination, your right to use the service will cease immediately, and we may delete your account and data.

Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of Pakistan. Any disputes arising from these Terms or your use of our services shall be resolved through:

1. Good faith negotiations between parties
2. Mediation if negotiations fail
3. Arbitration as a final resolution method

Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of significant changes through our service or email. Your continued use of our services after changes constitutes acceptance of the new Terms.

Contact Information

If you have questions about these Terms of Service, please contact us: