Emergency Fund Calculator
Emergency Fund Calculator
Build a safety net to protect against unexpected financial emergencies
✓100% Halal - No Interest Calculations
Your Financial Information
Your essential monthly living expenses
Your total monthly income
Amount you currently have saved for emergencies
How many months of expenses you want to cover
Amount you can contribute monthly to emergency fund
Emergency Fund Guidelines
3 Months - Minimal Safety
Basic protection for job loss or medical emergency
6 Months - Recommended
Standard recommendation for most people
9 Months - Conservative
Extra protection for uncertain times
12 Months - Very Conservative
Maximum protection for high-risk situations
Emergency Fund Status
Under Funded
33.3% of target funded
Rs 300,000
Target Amount
Rs 100,000
Current Amount
Progress to Target
Funding Progress33.3%
Funding Gap
You need Rs 200,000 more to reach your target.
With current monthly contribution:
• Time to target: 8 months
• Target date: 4/18/2026
Different Funding Scenarios
conservative (12 months)
Rs 600,000
16.7%
Funded
moderate (9 months)
Rs 450,000
22.2%
Funded
aggressive (6 months)
Rs 300,000
33.3%
Funded
← Your current target
minimal (3 months)
Rs 150,000
66.7%
Funded
Emergency Fund Tips
Separate Account
Keep emergency fund in a separate, easily accessible account
Automate Savings
Set up automatic monthly transfers to build fund consistently
Track Progress
Monitor your progress and celebrate funding milestones
Replenish After Use
If you use emergency funds, prioritize rebuilding them
Adjust for Life Changes
Review and adjust fund size when income or expenses change
🕌
Halal Approach
Use Islamic banking products for your emergency fund